· Clean and inspect your rain gutters and down spouts of any blockages.

· Repair or replace roofing as needed.

· Be sure soffit vents are clean and unobstructed.

· Check for any cracks or peeling paint. This could indicate moisture retention.

· Fill low spots around foundations with clean fill dirt.

· Create slope away from the structure to drain runoff properly.

· Trim plants around building to avoid growth of mold or mildew.

· Make sure garden areas have adequate drainage.

· Apply a waterproofing coating to interior or exterior basement walls.

· When checking sprinkler systems and hose water pressure, if the pressure is low, shut off immediately and check for leaks in the basement.

There are a number of different areas you may want to consider when reviewing your insurance needs and preparing for your future security. It’s important you prioritize your needs to implement a plan of action to help meet you and your family’s financial needs and goals. Please check areas where you think I may be able to help.
1. Liability and Property Protection – discuss household liability and physical asset protection.
2. Needs in the Event of Death- Examine the financial impact of death, including immediate cash needs.
3. College Funding – Examine the cost of college and alternative methods of funding.
4. Retirement – Examine how your current retirement accounts compare to your objectives.
5. Disability Income – Examine the financial impact of a disability on your income.
6. Long-Term Care – Examine the impact long-term care costs can have on your financial situation.

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Let us know how we can best serve your insurance needs!

“Grant me the serenity to recognize the people I cannot change, the courage to change the one I can, and the wisdom to know that that person is me.”

Just last week we had a client that declined our invitation to come in for the CPR for the past few years. She was reviewing her policy and found that a trailer was not on the policy. She called in a panic! We noticed that she had declined to come in stating “That everything was correct.”

However it was not! We were able to help her to get the trailer covered. These are NOT SALES interviews, just a way to make sure you are coverage properly.